Ken Dadd local insurance guide covering agency services, insurance options, reviews, licensing checks, and policy questions for New Jersey customers.
Ken Dadd is publicly listed as an Allstate insurance agent and agency owner associated with Ken Dadd Agency, LLC. Public information connects the agency with Wall, Howell Township, and Galloway in New Jersey, with services focused on helping customers protect important parts of life, including family, home, automobile, business, and financial goals. The official agency page describes Ken Dadd as agency owner with offices connected to Wall, Howell, and Galloway Township.
For people searching for a local insurance agent in New Jersey, this guide explains who Ken Dadd is, what Ken Dadd Agency offers, which insurance services are publicly listed, how customers can verify licensing and business information, and what questions to ask before choosing an insurance policy.
This article is written as a practical local insurance guide, not only as a biography. The goal is to help readers understand the agency, compare insurance options, check important details, and make informed decisions before requesting a quote or appointment.
Public information about Ken Dadd should always be checked from official sources before making an insurance decision. The Ken Dadd Agency website lists Ken Dadd as agency owner and mentions offices connected with Wall, Howell, and Galloway Township. The Allstate profile lists the Wall office address, public rating information, insurance products, team details, education, awards, office hours, and licensing notes.
Because insurance products, office details, licensing, staff information, ratings, appointment options, and availability can change, readers should verify current details directly with the agency, Allstate, BBB, or the appropriate state insurance department before buying coverage.
Many people searching for Ken Dadd are not only looking for a name or phone number. They may want to understand what the agency offers, how to compare coverage, what questions to ask before requesting a quote, and how to verify public information before making an insurance decision.
This guide brings those details together in one place so readers can review Ken Dadd Agency information, understand common insurance services, compare coverage needs, and prepare better questions before contacting a local insurance agency in New Jersey.
| Point | Details |
|---|---|
| Name | Ken Dadd |
| Public role | Allstate insurance agent / agency owner |
| Agency name | Ken Dadd Agency, LLC |
| Main listed address | 1818 State Route 35, Wall, NJ 07719 |
| Main phone listed | 732-280-8880 |
| Other phone numbers listed | Howell: 732-920-6300; Galloway: 609-385-0126 |
| Main insurance services | Auto, home, life, renters, business, landlord, condo, flood, boat, motorcycle, commercial auto, umbrella, recreational vehicle, and workplace benefits insurance |
| Online meetings | Listed as available |
| Language listed | English |
| Licensed states listed by Allstate | Delaware, Florida, New Jersey, and Pennsylvania |
Ken Dadd is publicly listed as an Allstate agent and agency owner connected with Ken Dadd Agency, LLC. The official agency website identifies him as agency owner and describes the agency as serving Wall, Howell, and Galloway Township. The Allstate profile also presents him as a local Allstate insurance agent in Wall, New Jersey.
His public agency profile focuses on community knowledge, customer service, and helping families protect their home, car, family, and related financial needs. This type of local-agent positioning is useful for customers who want more than a quick online quote. Many insurance buyers want guidance on coverage limits, deductibles, exclusions, discounts, claims steps, and policy updates.
A local insurance agent can help explain policy details in plain language. This matters because a policy may look affordable at first but still have coverage gaps, high deductibles, or exclusions that customers do not notice until they need to file a claim.
The public Allstate profile lists Ken Dadd’s education as Bachelor of Science from Monmouth University. The same profile also lists several Allstate-related awards and recognition items, including Allstate Leader’s Forum, Circle of Champions Award, Honor Ring, Inner Circle Elite Award, Million Dollar Round Table, and National Conference Award.
This section helps improve E-E-A-T because readers searching for Ken Dadd may want to understand his professional background and public recognition signals before contacting the agency.
However, awards and recognition should be treated as publicly listed profile information, not as a guarantee of pricing, claim results, or customer satisfaction. Customers should still compare policy details, reviews, licensing, deductibles, coverage limits, exclusions, and customer support before choosing any insurance agency.
Ken Dadd Agency, LLC is presented as a Central New Jersey insurance agency. The official agency website lists contact numbers for Wall, Howell, and Galloway, and the Allstate profile lists the Wall office at 1818 State Route 35, Wall, NJ 07719.
The agency website also lists online meetings as available, which may help customers who prefer remote support instead of visiting an office in person.
| Location / Detail | Public Information |
|---|---|
| Wall office phone | 732-280-8880 |
| Howell office phone | 732-920-6300 |
| Galloway office phone | 609-385-0126 |
| Main listed office | 1818 Route 35, Wall, NJ 07719 |
| Online meetings | Available |
| Request a quote | Listed on agency website |
| Social presence | Facebook and Instagram linked on agency website |
The Ken Dadd Agency website includes a “Request A Quote” option and lists phone contact options for Wall, Howell, and Galloway. The agency page also shows a contact form where users can select the location they want to contact.
Before requesting a quote, customers should prepare basic information so the agency can understand their needs more clearly.
A useful point for readers is that Ken Dadd Agency is not only presented as a single-person profile. The public Allstate listing includes a “Your Local Allstate Team” section with licensed sales professionals, which can help customers understand that policy questions, insurance reviews, renewals, and service requests may be handled by a broader agency team.
This matters because insurance customers often need help beyond buying a policy. They may need support for billing questions, policy changes, claim guidance, renewal reviews, document requests, or coverage updates after life changes.
| Support Area | Why It Helps Customers |
|---|---|
| Policy questions | Helps customers understand limits, deductibles, and exclusions |
| Renewal support | Helps review price changes and coverage updates |
| Claims guidance | Helps customers know what documents to prepare |
| Coverage review | Helps identify possible gaps in auto, home, life, or business insurance |
| Customer care | Helps with everyday service needs and account updates |
People may search for Ken Dadd for several reasons. Some may want a local Allstate insurance agent near Wall Township. Others may be checking Ken Dadd Agency services, comparing reviews, confirming contact details, or researching whether the agency offers specific coverage such as auto, home, renters, life, business, flood, motorcycle, boat, or umbrella insurance.
Common search intent includes:
For SEO, this article should answer these questions clearly instead of only repeating the focus keyword.
The Ken Dadd Agency website lists multiple insurance categories, including auto, life, home, renters, business, landlord, condo, flood, boat, motorcycle, recreational vehicles, commercial auto, personal umbrella, and workplace benefits insurance.
Below is a clear breakdown of the main insurance services.
Auto insurance is one of the most common reasons people contact a local insurance agent. The Allstate profile for Ken Dadd explains that auto insurance may include bodily injury liability, property damage liability, uninsured motorist coverage, collision coverage, comprehensive coverage, new car replacement coverage, and loan or lease gap coverage, depending on the policy and eligibility.
Auto insurance can help protect drivers from financial loss after accidents, vehicle damage, covered weather events, theft, and liability claims. A local insurance agent can also help explain which coverage is required by state law and which optional coverage may be useful based on the customer’s vehicle, budget, driving habits, and risk level.
Customers should always ask about deductibles, exclusions, claim steps, limits, and what is not covered.
Home insurance is another major service connected with the agency. The Allstate profile explains that home insurance may help protect the dwelling, family liability, other structures, and personal property against covered perils such as fire, theft, wind, hail, and more.
For homeowners in New Jersey, local risks may include storms, coastal weather, winter damage, liability concerns, property repairs, and water-related issues. A home insurance policy should be reviewed carefully because every home has different value, structure, location, and risk exposure.
| Coverage Area | Meaning |
|---|---|
| Dwelling coverage | Protection for the main structure of the home |
| Other structures | Detached garage, fence, shed, or similar structures |
| Personal property | Belongings such as furniture, clothing, appliances, and electronics |
| Liability | Protection if someone is injured or property damage occurs due to covered liability |
| Loss of use | Help with living costs if a covered loss makes the home temporarily unlivable |
Homeowners should ask whether flood insurance, sewer backup, water backup, valuable items coverage, storm deductibles, or extra liability coverage are needed separately.
Renters insurance is designed for people who rent apartments, homes, or other living spaces. Many renters assume their landlord’s insurance covers their belongings, but the landlord’s policy usually protects the building, not the renter’s personal property.
Renters insurance may help protect personal belongings, liability, and certain additional living expenses after a covered loss. It can also be useful when a lease requires proof of insurance.
Condo insurance is different from standard homeowners insurance because the condo association may insure parts of the building while the condo owner is responsible for the inside structure, fixtures, personal belongings, and liability. The Allstate profile describes condo insurance as helping protect the portion of a condo, co-op, or townhome for which the owner is responsible.
Before buying condo insurance, customers should review the condo association’s master policy. This helps avoid coverage gaps between the association policy and the owner’s personal condo policy.
Life insurance is listed among the coverage options on the Ken Dadd Agency website. Life insurance is often used to help protect loved ones financially if the insured person passes away. It may support mortgage payments, education costs, funeral costs, daily living expenses, debt repayment, or income replacement.
Common types of life insurance include term life insurance and permanent life insurance. Term life usually provides coverage for a fixed period, while permanent life insurance may provide lifelong protection if the policy remains active and premiums are paid.
Business insurance is listed as one of the agency’s coverage categories. Business insurance can be important for small business owners, contractors, professional services, retail stores, and local companies that need protection against property damage, liability claims, business vehicles, employee-related risks, equipment loss, or business interruption concerns.
A small business owner may need different coverage depending on the industry. For example, a retail shop may need property and liability insurance, while a contractor may need general liability, equipment coverage, and commercial auto insurance.
| Business Need | Possible Coverage |
|---|---|
| Customer injury risk | General liability |
| Business property | Commercial property insurance |
| Work vehicles | Commercial auto insurance |
| Employee injuries | Workers’ compensation, where required |
| Service mistakes | Professional liability, where applicable |
| Equipment protection | Inland marine or equipment coverage |
| Business interruption | Income protection after certain covered losses |
Business owners should not assume one policy covers every risk. They should request a detailed review based on business size, industry, location, employees, vehicles, tools, equipment, inventory, and customer exposure.
Commercial auto insurance is listed on the agency website. This coverage may be needed when vehicles are used for work, deliveries, job sites, customer visits, transportation, or regular business operations.
A personal auto policy may not cover certain business use. That is why business owners should clearly explain how the vehicle is used before choosing coverage.
Commercial auto may be relevant for:
Landlord insurance is listed among the agency’s coverage options. This type of insurance is usually designed for property owners who rent out homes, apartments, or investment properties.
Landlord insurance may help with rental property structure, liability, and certain loss-of-rent situations, depending on policy terms. It is different from homeowners insurance because rental property carries different risks.
Flood insurance is also listed on the Ken Dadd Agency website. This is important because standard homeowners insurance often does not cover flood damage. Customers in coastal, low-lying, storm-prone, or drainage-risk areas should ask whether they need separate flood insurance.
Flood risk can affect homeowners, landlords, renters, and business owners. Even properties outside high-risk flood zones can experience flooding from heavy rainfall, storm surge, overflowing water, drainage problems, or severe weather.
For New Jersey homeowners and renters, flood insurance is an important topic. The New Jersey Department of Banking and Insurance advises consumers to understand how homeowners insurance works, identify the policy and coverage they need, and compare policies from different companies before buying coverage.
A key point is that the New Jersey Department of Banking and Insurance states that homeowners insurance policies exclude water damage caused by flooding, and most renters insurance policies also exclude flood damage. Only flood insurance covers a person’s home and personal property from floods.
This is especially important for customers near coastal areas, low-lying areas, storm-prone regions, or properties with previous water-damage concerns.
The agency website lists boat, motorcycle, and recreational vehicle insurance. These policies may help protect vehicles that are not always covered properly under a standard auto or home policy.
The Allstate profile also describes boat coverage as protection that may include boat trailer, fishing equipment, towing, and fuel delivery options, depending on policy terms.
| Coverage Type | Who May Need It |
|---|---|
| Boat insurance | Boat owners, personal watercraft owners, marina users |
| Motorcycle insurance | Motorcycle riders and owners |
| Recreational vehicle insurance | RV owners, travel trailer owners, motorhome users |
| ATV insurance | Off-road vehicle users, where available |
| Umbrella insurance | People who want extra liability protection |
Specialty policies can vary widely, so customers should ask about seasonal use, storage, passengers, accessories, towing, liability, physical damage, and off-season protection.
Personal umbrella insurance is listed as one of the agency’s coverage options. Umbrella insurance usually provides additional liability coverage above the limits of certain underlying policies, such as auto or homeowners insurance.
Umbrella coverage may be useful for people who want extra protection against large liability claims. It may be relevant for homeowners, drivers, landlords, families with teen drivers, pet owners, boat owners, or people with higher assets to protect.
Workplace benefits are also listed on the agency website. These may help businesses offer employee-focused insurance or benefit solutions. For employers, workplace benefits can support hiring, retention, and employee financial security.
Business owners should ask what benefit options are available, how enrollment works, whether employees can customize coverage, how costs are shared, and whether benefits can scale as the company grows.
The Allstate profile lists the Wall office at 1818 State Route 35, Wall, NJ 07719. It also lists office hours from Monday to Friday, Saturday closed, and Sunday by appointment. The same profile lists Wall Township, West Belmar, and Allenwood as areas served, with English as the listed language.
The agency website also lists Wall, Howell, and Galloway phone numbers, which suggests the agency has service connections across multiple New Jersey communities.
| Detail | Public Listing |
|---|---|
| Main Wall address | 1818 State Route 35, Wall, NJ 07719 |
| Office hours | Monday-Friday, 9 AM-5 PM |
| Saturday | Closed |
| Sunday | By appointment |
| After-hours appointments | Listed as available |
| Areas served | Wall Township, West Belmar, Allenwood |
| Language | English |
Allstate’s public profile states that Ken Dadd is insurance licensed in Delaware, Florida, New Jersey, and Pennsylvania. The profile also advises people outside those states to use Allstate’s Find an Agent section to search for another Allstate agent or personal financial representative.
For consumers, license verification is important. State Based Systems says its Licensee Lookup gives consumers, licensees, and company representatives real-time access to non-confidential license information from state insurance department databases. It can help verify license status, expiration date, license type, line of authority, and business phone number.
Insurance licensing helps confirm that an agent is authorized to discuss or sell certain insurance products in a specific state. Because insurance rules vary by state, customers should verify that the agent or agency is licensed where they live or where the insured property is located.
The BBB profile lists Ken Dadd: Allstate Insurance as not BBB accredited and currently Not Rated. Readers should check the latest BBB profile because ratings and business details can change.
BBB information should be used as one research point, not the only deciding factor. Customers should also check current reviews, official agency information, licensing records, policy documents, and direct communication with the agency.
The Allstate public profile for Ken Dadd in Wall, NJ displays a 4.5 rating and hundreds of reviews at the time checked. Review numbers and ratings can change, so readers should check the latest profile before making a decision.
When reading reviews, customers should look for patterns instead of focusing on only one positive or negative comment. A balanced review approach helps customers understand both strengths and possible concerns.
Buying insurance online can be convenient, but many people still prefer a local insurance agency for guidance. Insurance decisions can be confusing because price is only one part of the policy. Coverage limits, deductibles, exclusions, endorsements, discounts, and claims support can make a major difference.
A local agent may help customers:
For example, a homeowner in a coastal or storm-prone area may need to ask about flood coverage, wind coverage, deductibles, water backup, and separate endorsements. A business owner may need to review liability, property, commercial auto, employee benefits, and workplace risks.
Customers researching Ken Dadd may also want to know how the claims process works before choosing an agency. A claims section improves usefulness because insurance buyers often care about support after an accident, storm, theft, fire, flood, or property loss.
The New Jersey Department of Banking and Insurance advises consumers to call their agent or insurance company as soon as possible after a loss, have the policy number ready, record the claim number, ask what documentation is needed, make temporary repairs when needed, save receipts, and document damage with photos where possible.
| Step | What to Do |
|---|---|
| 1. Report the loss | Contact the agent or insurance company quickly |
| 2. Keep policy details ready | Have your policy number and basic loss information |
| 3. Document damage | Take photos, videos, and notes where safe |
| 4. Save receipts | Keep repair, lodging, towing, or emergency expense receipts |
| 5. Ask about next steps | Confirm documents, timelines, claim number, and claim contact details |
| 6. Follow up | Track adjuster information and claim updates |
This section helps readers understand that an insurance agent may be useful not only when buying a policy but also when navigating stressful claim situations.
Choosing insurance should not be based only on the lowest premium. A cheaper policy may have higher deductibles, lower limits, fewer protections, or exclusions that create problems later.
| Factor | Why It Matters |
|---|---|
| Coverage limits | Determines how much the policy may pay |
| Deductible | The amount you pay before insurance responds |
| Exclusions | Explains what is not covered |
| Premium | The price of the policy |
| Discounts | May lower cost when available |
| Claims process | Important during stressful events |
| Customer support | Helps with policy questions and changes |
| Financial strength | Shows insurer’s ability to pay claims |
| Local risk | Weather, property type, driving habits, and business exposure matter |
Before choosing any insurance agent or policy, customers should ask clear questions. These questions help avoid misunderstanding and make the policy easier to compare.
A yearly insurance review is useful because life changes. Homes increase in value, cars change, businesses grow, families expand, and financial responsibilities shift.
Use this checklist:
Customers should consider contacting an insurance agent after major life changes. Waiting until a claim happens may be too late to fix coverage gaps.
| Life Event | Coverage to Review |
|---|---|
| Buying a home | Home, flood, umbrella, life |
| Renting an apartment | Renters insurance |
| Buying a car | Auto insurance |
| Getting married | Auto, life, home |
| Having a child | Life insurance and family protection |
| Starting a business | Business, liability, commercial auto |
| Buying a boat or motorcycle | Specialty insurance |
| Renting out property | Landlord insurance |
| Renovating a home | Home replacement cost |
| Hiring employees | Business insurance and workplace benefits |
Based on publicly available sources, the agency has several trust-building points:
These points can help searchers understand the agency before contacting it. However, customers should still verify current coverage availability, pricing, licensing, reviews, and policy terms directly.
Insurance information can change. Before making a purchase, customers should verify the most current details.
| Pros | Cons |
|---|---|
| Local guidance | May still need to compare quotes |
| Personalized support | Availability can depend on office hours |
| Help with policy questions | Product availability varies by state |
| Easier coverage review | Pricing may vary by underwriting factors |
| Multiple insurance categories | Not every policy type fits every customer |
| Community familiarity | Customers should still read policy documents |
| Team support | Service experience can vary by request type |
Many customers focus only on the monthly premium. While price matters, it should not be the only factor.
| Mistake | Better Choice |
|---|---|
| Choosing the cheapest policy only | Compare coverage limits and exclusions |
| Ignoring deductibles | Choose a deductible you can afford |
| Assuming flood is covered | Ask about separate flood insurance |
| Not reviewing life insurance needs | Update coverage after major life events |
| Using personal auto for business | Ask about commercial auto coverage |
| Forgetting valuables | Ask about special limits |
| Not checking licensing | Verify the agent is licensed in your state |
| Skipping annual reviews | Review policies every year |
| Not reading exclusions | Understand what is not covered |
| Not asking claims questions | Know the claims process before a loss |
People searching for Ken Dadd are likely looking for a practical answer. They may not want a long personal biography. They want to know whether he is an insurance agent, what services are offered, where the office is located, how to contact the agency, and how to evaluate the agency before requesting a quote.
That is why the best article angle includes:
This makes the article more helpful for Google search because it answers multiple related questions in one place.
Ken Dadd is best understood as a local insurance agent and agency owner connected with Ken Dadd Agency, LLC and Allstate insurance services. Public information shows that the agency offers a wide range of coverage options, including auto, home, life, renters, business, landlord, condo, flood, boat, motorcycle, commercial auto, umbrella, workplace benefits, and recreational vehicle insurance.
For readers searching for Ken Dadd, the most useful approach is to review the agency’s services, confirm location and licensing details, compare coverage options, understand New Jersey insurance concerns such as flood exclusions, and ask clear questions before buying a policy.
Insurance decisions can affect your home, car, family, business, and financial security. That is why customers should choose coverage based on real needs, not price alone. Before buying any policy, verify current details, read policy documents carefully, and ask the agency direct questions about limits, deductibles, exclusions, claims, discounts, and renewal terms.
Yes. Ken Dadd is publicly listed as a local Allstate insurance agent connected with Ken Dadd Agency, LLC in New Jersey.
Yes. Ken Dadd Agency publicly lists personal insurance options such as auto, home, renters, and life insurance, along with business insurance services.
Yes. Customers can contact Ken Dadd Agency to review current insurance needs, compare coverage options, and ask about possible policy gaps.
Before choosing Ken Dadd Agency, verify current office details, licensing, coverage availability, policy terms, deductibles, exclusions, and customer support options.
Ken Dadd may be suitable for New Jersey homeowners who want local insurance guidance for home, flood, auto, umbrella, and related coverage needs.
Disclaimer
This article is for informational purposes only and does not provide financial, legal, or insurance advice. Insurance products, coverage, pricing, licensing, office details, and availability may change. Readers should verify current information directly with Ken Dadd Agency, Allstate, or the appropriate state insurance department before buying any policy.
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